Soil for Money Tree

Best Soil for Money Tree – 6 Great Products & Reviews

Whether you will have success with your plants or not depends on a variety of things, but mainly on your understanding of gardening and what it takes to grow a beautiful and healthy plant.

Dedicated gardeners take their time and energy into exploring the beautiful world of plants and look for species that will work best in their environment, and they can care of properly.

However, before you engage in this process, you really need to know a thing or two about plants and be aware of what it takes to become a good gardener.

The Money Tree, also known as the tree Pachira, is one of the most popular plants in Central and South Asia, and its name probably explains why it is like that.

It is thought that cultivating the money tree in your home will bring you financial success, and feng shui practitioners recommend having one in all of your rooms, or at least in the biggest room in your house.

All money trees have 5 leaves, and by feng shui, everything in the world consists of 5 components like wood, water, fire, earth, metal.

It is also thought that it brings good luck and good fortune, so people have it in their workspaces and offices too.

However, even though the Asian culture mostly recognizes it, money tree plants are native to Central and South American regions, and they succeed the best in a very humid environment.

Good and nutritive soil is the key to healthy growth, and this is something you should really invest your time into finding or making if you want to have a successful plant.

Finding the best soil for your money tree can take quite some time, especially finding the organic material that will create a nutritive and stimulating environment.

Before you start using soil for your money tree, you will need to do several soil tests, check the pH, and control the organic ingredients so you can be sure everything is well-balanced.

Many people know nothing about proper money tree plant care and end up surprised when their potting soil turns out to be nothing like the plants’ native habitat.

You should also be aware that even though it is accustomed to very hot environments, it succeeds the best in partial shade, and it will definitely die out if exposed to too much sun.

Here we have gathered some money tree soil recommendations that have turned out to be very useful for our fellow gardeners.

QUICK OVERVIEW: Best Soil for Money Tree

Miracle-Gro Expand 'n Gro
  • Weight: 5.09 pounds
  • Compressed coir
Espoma AP4
  • Dimensions: 8 x 5 x 5 inches
  • 100% organic
Miracle-Gro Indoor Potting Mix
  • Non-organic
  • Feed up to 6 months

1. Miracle-Gro Expand ‘n Gro

As you already know, Miracle-Gro is a pioneer in the gardening industry and you simply can’t avoid their products no matter how hard you try.

This is one of their most popular formulas that will make your money tree thrive and grow faster than ever.

If you are someone who doesn’t want to spend too much time but rather wants to see his money tree growing instantly, this is the right choice for you.


  • Weight: 5.09 pounds
  • Dimensions: 15.5 x 11.5 x 3.5
  • Compressed coir

What plants is it good for?

This Miracle-Gro potting soil is definitely something I would use for indoor plants because it can really help them develop healthily without problems.

You can also use it for outdoor plants too, but I don’t recommend using it outside in combination with the money tree.

In combination with very concentrated soil and exposure to direct sunlight, you can risk getting a completely dry plant that will not be able to get revitalized.

Too much of this potting mix can completely ruin your plant because the money tree can’t stand an environment that is way too acidic, so make sure you take control of that.

You should also make sure you keep your money tree in a slightly bigger pot while using this soil because it will really make your plant grow fast.

Key features

Since this is highly concentrated soil you will need to add some fertilizer or additives in order to create a healthy environment for your money tree.

The watering frequency of this soil is pretty high, and you will really need to water it at least twice a day at the beginning, which tends to cause a lot of soil problems, especially if you don’t control it frequently.

It also tends to hold on to way too much water so daily control is really a must when you are trying to grow your money tree.

The company also claims that this product will give you a lot better and faster results than the native money tree soil would, and from my experience, it really stimulates plant growth perfectly.

Too much water can lead to root rot or the development of bacteria so I would really recommend keeping an eye out for this and making sure the soil is always well-drained.

It is also completely organic so you will enjoy a mix of herbs, sphagnum and peat moss, compost, coarse sand, and other similar ingredients.

  • Makes the plant growth a lot faster
  • Holds enough moisture
  • Lasts for more than 6 months
  • Prone to root rot
  • Problems with overwatering

2. Espoma AP4

Espoma is a very old gardening company that has been creating amazing potting mixes for a century now and you can really count on quality with them.

They are popular worldwide so there are definitely a lot of their products in your local garden center too.

The company is run by the Espoma family so you can really be sure every part of the process is overlooked by them and everything is of the highest quality.


  • Dimensions: 8 x 5 x 5 inches
  • Weight: 1 pound
  • 100% organic

What plants is it good for?

This natural soil is great for all plants there are and it is also a good fit for the money tree, even if it is grown indoors.

In my opinion, it can be a great option whether you are growing your plant indoors or outdoors, but I have realized that it gives the best results when placed in a sunny window.

It can’t really grow if it is not exposed to enough sun so I recommend putting it in full sun during the first phases and then leaving it in partial shade.

Key features

This potting mix is really a product most gardeners dream of and it is known for having a Myco tone that can completely transform your plant and help it grow beautifully.

It is also rich in different types of meals like kelp, and feather meal and this is something that isn’t a part of every potting soil you can find on the market.

This potting soil is great for promoting root growth, and it can solve the problem of soggy soil that often appears when the plant has nut-like seeds.

A large concentration of earthworm castings guarantees you multiple drainage holes so you definitely won’t have to worry about this either.

Even though it isn’t rich in chemicals, it is still very nurturing and will definitely be able to help your money tree grow healthily.

Overwatering can still happen, so make sure you have full control over the amount of water you are putting in the soil and always control it so you can eliminate fungus or bacteria the moment they appear.

This type of potting soil also reduces drought stress your plant may be experiencing which is very useful for rare and tropical species like the money tree.

The pH balance will also be good because there is a lot of domestic limestones and you won’t have to control it all the time.

You should make sure you never keep the bag with the soil completely closed because if there are no holes in it, it will not be able to breathe, making it turn into mold or get powdery mildew and similar types of bacteria.

Unfortunately, good ingredients can’t do too much when the soil is not sterilized like this one and it can cause a lot of problems, especially for those who are newbies to gardening.

Be aware that non-sterilized potting mixes can cause a lot of problems, and try to find an alternative if you are a beginner.

  • Domestic limestone
  • Rich in myco-tone
  • Not sterilized

3. Miracle-Gro Indoor Potting Mix

There are of course a lot more Miracle-Gro products on our list and this simple potting mix is something that will work with most of the plants you can think of.

It may look simple, but it is really nutritive and can keep your plant fed for a long period of time so I always recommend investing in it.


  • Not organic
  • Dimensions: 16 x 10 x 5 inches
  • Weight: 7.63 pounds

What plants is it good for?

This indoor potting mix is very simple and it can fit almost every plant or flower you want to grow in your garden.

It is also a good option for braided money trees that need a little bit of extra care or those trees with just a few leaves that you want to grow tall and healthy.

Its easy and rich formula will make the tree grow very fast, but it definitely not the best option if you are trying to plant it outside its season, especially during the winter.

One thing that will definitely give great results is adding a few organic ingredients to the mix throughout the growth process and making sure there is a good balance between them and this potting mix.

Key features

This Miracle Grow soil can work great with basically every single plant and it will definitely make a good pair with your money tree.

It has rooting medium moist components like coconut husk that are highly nutritive and will give you better results than ingredients like peat moss or perlite.

It is also has a nurturing liquid fertilizer and a lot of special additions like nitrogen that will allow the plant to develop even when the environment isn’t perfect.

However, this is a non-organic product that is a bit harsher and more effective than regular potting mixes you have probably used before.

You can also count on coconut coir which will help you regulate moist levels in the soil and control the environment to make sure it isn’t overwatered.

However, it needs to be watered frequently so you really need to be careful or at least put it in bright indirect light so you can be sure the water will not hold on for too long.

Different types of fungi and bacteria can appear in an overwatered environment, so it is really important to take care of water retention.

That tends to create a lot of problems for newcomers in the gardening niche and it can really be exhausting.

However, you should be aware that the soil shouldn’t be left too dry for too long because that can create problems too.

This is also a pretty affordable soil mix, so I recommend investing in it, especially because you can use it for multiple plants.

  • Very rich in nutrients
  • Steady growth
  • Works with different plants
  • Needs a lot of water
  • Creates problems with bacteria and fungus

4. Miracle-Gro Potting Mix

This is one of the best-selling Miracle-Gro products and even though it looks way too simple, it can really give you great results on every plant.

It is a very popular product that will also make the color of your plant a lot more vibrant and that is the reason why gardeners love it so much.


  • Dimensions: 13 x 4 x 19 inches
  • Weight: 9.26 pounds

What plants is it good for?

I would recommend using this product with plants placed in the indirect sun and I see that it really gives the best results with plants placed outdoors.

When you place them like this, they will be able to grow tall and healthy and receive just enough sunlight, so it doesn’t harm their leaves.

Key features

This may be one of the most basic products Miracle-Gro has ever released but it is definitely worth the attention and it will give great results with every plant.

It mostly consists of different processed ingredients and organic matter so its ingredients list is pretty regular and similar to those of most other potting mixes on the market.

The product also has an amazing natural fertilizer that will boost your flower’s growth and make its color more vibrant and attractive.

It comes with a wetting agent that will provide the plant with enough moisture and a lot of drainage holes.

It is a great option when you are planting money trees from your seed pods, and it makes propagation really easy because all you will have to use are clean pruning shears.

The mix will also be able to keep your plant feed for more than half a year so you won’t need to spend money on additional chemicals or fertilizers in order to help it grow.

Unfortunately, many users have complained that their plants have started dying shortly after they started using this product which is really suspicious.

There are a lot of satisfied users but I believe that you should still be very careful and give it a short test before you use it for your money tree.

Since it is cheap, you won’t spend too much money even if it turns out to be a complete disaster.

  • Makes the color of plants a lot more vibrant
  • Has a fertilizer
  • Very affordable
  • A lot of negative experiences

5. Miracle-Gro Garden Soil Tree & Shrub

This is one of the Miracle-Gro soil mixes that is made specifically for garden trees, and it will definitely fit the money tree great.

However, if it doesn’t get enough sun or has problems with overwatering, this can make the whole process a lot harder.


  • Dimensions: 24 x 5.6 x 16 inches
  • Weight: 48.9 pounds
  • It can be bought only in the USA and Canada

What plants is it good for?

This soil mix is made specifically for garden trees and shrubs, so this is what it gives the best results with.

Its ingredients are combined in a way that could help the tree thrive even in the harshest conditions, so it can be a good choice for a money tree that won’t be getting too much soon or will be living in a cold environment.

It is made for in-ground use only, so be aware of this before purchasing.

Key features

Users say that this is definitely one of the best soils you can find on the market because it looks so natural that every plant will consider it to be native soil.

It is a blend of coarse forest products and processed forest mixes, and it has continuous plant release food.

The whole mix is fortified with some iron and phosphorus that will help your money tree survive even in the harshest conditions.

Overall, when growing a plant with this soil, you will definitely be able to grow it even 60 feet tall because it really nurtures it from the within and gives it the strength to overcome any hardships.

Some dolomite provides you with moisture control and makes sure you don’t over or underwater your soil.

It can feed up the plant for up to 3 months, which is a lot shorter than with most potting mixes, but you should be aware that this one is made for bigger and more demanding trees.

However, you should be very careful with it and regularly control your money tree’s soil if you want it to develop well.

It is also a bit pricier product, and you will need a bag of it every 3 months, so make sure you have this in mind too before you decide to make a purchase.

  • Feeds the plant for 3 months
  • Has phosphorus and iron
  • Strengthens the plant
  • Only for in-ground plan
  • Very expensive

6. Dr. Earth Gold Premium Potting Soil

Dr. Earth also offers a wide range of products to their customers and you can find anything you can think of in their offer.

They have decades-long experience in producing organic soils and fertilizers, and all of their products are based on special soil microbes.

Their products are completely safe for both people and their pets, which can really tell you a lot about their quality.


  • Dimensions: 19 x 12 x 4 inches
  • Weight: 5.94 pounds
  • Premium quality soil

What plants is it good for?

This Dr. Earth potting soil is great for both indoor and outdoor plants, but I recommend using it for money trees that are grown indoors.

It is a great fit for a money tree because its ingredients are 100% organic, and they have all sorts of ingredients and fertilizers money trees prefer.

You can use it for new plants, especially if you want them to grow a few feet tall and it can also bit mixed with a standard potting mix for better results.

I recommend planting it in a shallow tray, so it is easier for you to add other ingredients.

Key features

This is a very popular potting product that has a ton of Myco tone that can enhance the growth of your plant and help it become healthy.

The list of its ingredients is amazing, and it definitely works with different soil types, so you can add it to the plants you already have too.

It consists of different Tru Biotic microbes that stimulate plant growth and, in combination with organic matter, make great sandy soil.

Its formula also eliminates leaf scorching, so it is great to use it for a new plant that is still to develop and prevent some things from happening.

You can also count on regular organic ingredients like perlite, peat moss, compost, alfalfa meal, dolomite lime, clay, shredded bark, mulch.

It can be used for new plants, but it can also be added to existing plants that have some root ball problems or need a bit of stimulus in order to grow.

Unfortunately, this soil is also not sterilized, which can definitely cause you some problems with fungus and scale insects that tend to be really exhausting, especially for beginner gardeners.

Some users claim that although they have seen the plant growing faster, that seemed to stop after some period of time, and the plant would slowly start to die out,

We can’t really know what the reason for this is, but it seems like more customers have had the same problem and all of them got the same result – a dead plant.

This product is extremely expensive so I would recommend being very careful when choosing it and making sure it will fit your plant, otherwise, it will be a waste of money.

  • Tru Biotic ingredients
  • Natural mix
  • Safe for people and pets
  • Isn’t sterilized
  • Pretty expensive

Things to Consider When Buying Best Soil for Money Tree

The base of the soil

Many people believe that just because the soil is organic, it means it is the best match for your money tree, but the things are completely opposite.

The money tree will rarely be able to grow in a soi that doesn’t have peat moss as its base, and this is the first thing you should be looking for in your soil mix.

All soils that are based on peat moss are definitely a good choice for the money tree, but others should be inspected well before you decide to make a purchase.


Most money trees need fertilizer in order to be able to grow successfully, and those potting mixes that have fertilizer in their ingredient list are definitely a good choice.

They will stimulate the plant and help it grow way healthier, and you also won’t need to add some every week or two.

Related: Best Soil for Jade Plant – Top 5 Great Options


What is the best soil for a money plant?

The best soil for a money plant is organic, peat moss soil that has some perlite, pine bark, or processed forest products.

It should also have a side of some fertilizer and as many organic ingredients as you can add to the mix.

The soil should also be very well-drained because that is the key to the successful growth of your money tree.

What kind of potting mix do you use for a money tree?

As we have already mentioned, the best potting mix is the one that is rich in organic ingredients like peat moss, perlite, vermiculite, or pine bark.

Any potting mix with peat moss as its base will be a good choice for a money tree.

Can I use cactus soil for the money tree?

Cactus soil can also work fine for a money tree, but you will definitely need to add some fertilizer if you want the plant to grow healthily.

You can also add some sand if you want to make sure the soil will be well-drained.

Can I use regular potting soil for money trees?

Regular potting soil will probably do well with your money tree, but you will still need to add some fertilizer from time to time, just to make sure it will grow well.

You should also add some neem oil to protect the soil from mildew or different types of bugs and insects that tend to attack the soil.